[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.palstav.cz\/penize-jsou-potreba\/#Article","mainEntityOfPage":"https:\/\/www.palstav.cz\/penize-jsou-potreba\/","headline":"Pen\u00edze jsou pot\u0159eba","name":"Pen\u00edze jsou pot\u0159eba","description":"Nepamatuji dobu, kdy by pen\u00edze nebyly pot\u0159eba. I takov\u00e9 \u010dasy sice v d\u011bjin\u00e1ch lidstva byly, ale v\u0161ichni v\u00edme, \u017ee to u\u017e bylo stra\u0161n\u011b d\u00e1vno a nikdo z n\u00e1s, ani ten nejstar\u0161\u00ed spoluob\u010dan, to neza\u017eil. V prvobytn\u011b pospoln\u00e9 spole\u010dnosti, jak jsme se u\u010dili ve \u0161kole, pat\u0159ilo v\u0161echno v\u0161em, ale ta doba","datePublished":"2025-04-01","dateModified":"2025-04-01","author":{"@type":"Person","@id":"https:\/\/www.palstav.cz\/author\/#Person","name":"","url":"https:\/\/www.palstav.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4860d213c5bedfa07ff2b166ff7b069759f9dbf79eae813578c75f9f8cb939b7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4860d213c5bedfa07ff2b166ff7b069759f9dbf79eae813578c75f9f8cb939b7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"palstav.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.palstav.cz\/wp-content\/uploads\/ppp_10_10_10_10_10_10_10_10_3.jpg","url":"https:\/\/www.palstav.cz\/wp-content\/uploads\/ppp_10_10_10_10_10_10_10_10_3.jpg","height":0,"width":0},"url":"https:\/\/www.palstav.cz\/penize-jsou-potreba\/","about":["Pen\u00edze"],"wordCount":433,"articleBody":"       Nepamatuji dobu, kdy by pen\u00edze nebyly pot\u0159eba. I takov\u00e9 \u010dasy sice v d\u011bjin\u00e1ch lidstva byly, ale v\u0161ichni v\u00edme, \u017ee to u\u017e bylo stra\u0161n\u011b d\u00e1vno a nikdo z n\u00e1s, ani ten nejstar\u0161\u00ed spoluob\u010dan, to neza\u017eil. V prvobytn\u011b pospoln\u00e9 spole\u010dnosti, jak jsme se u\u010dili ve \u0161kole, pat\u0159ilo v\u0161echno v\u0161em, ale ta doba u\u017e je pry\u010d, a opakovat se to m\u011blo v komunismu, kter\u00e9ho ale nebylo nikdy nikde ve sv\u011bt\u011b dosa\u017eeno. A to jsou jedin\u00e9 dva typy spole\u010dnosti, kdy se m\u011bli lid\u00e9 bez pen\u011bz obej\u00edt. Poprv\u00e9 proto, \u017ee je\u0161t\u011b nebyly objeveny, a podruh\u00e9 proto, \u017ee m\u011bly zmizet v propadli\u0161ti d\u011bjin.My ale \u017eijeme v dob\u011b, kdy jsou pen\u00edze pot\u0159eba. A kdy jsou dokonce tak d\u016fle\u017eit\u00e9, \u017ee kdyby zmizely, cel\u00fd lidsk\u00fd sv\u011bt by se zhroutil. Dnes jsme v\u0161ichni na dostatku pen\u011bz z\u00e1visl\u00ed. Jenom d\u00edky nim m\u016f\u017eeme m\u00edt to, co pot\u0159ebujeme. Co\u017e ale neznamen\u00e1, \u017ee m\u00e1 ka\u017ed\u00fd z n\u00e1s pen\u011bz dost. N\u011bkte\u0159\u00ed lid\u00e9 jich dnes maj\u00ed v\u00edc, n\u011bkte\u0159\u00ed m\u00e9n\u011b, n\u011bkte\u0159\u00ed m\u00e1lo. A jsou i lid\u00e9, kte\u0159\u00ed proti sv\u00e9 v\u016fli nemaj\u00ed pen\u00edze zhola \u017e\u00e1dn\u00e9. A co d\u011blaj\u00ed ti, kdo pen\u00edze p\u0159\u00edli\u0161 bolestn\u011b postr\u00e1daj\u00ed? Sna\u017e\u00ed se je vyd\u011blat nebo si je aspo\u0148 p\u016fj\u010duj\u00ed. A p\u016fj\u010dky jsou tedy tak\u00e9 ned\u00edlnou sou\u010d\u00e1st\u00ed na\u0161ich \u017eivot\u016f.Ale pot\u0159ebuje-li n\u011bkdo z n\u00e1s p\u016fj\u010dku, nem\u00e1 automaticky jistotu, \u017ee ji dostane. P\u016fj\u010dku toti\u017e z\u00edskaj\u00ed jenom lid\u00e9, kte\u0159\u00ed mohou prok\u00e1zat svoji bonitu. A pr\u00e1v\u011b s takov\u00fdm prokazov\u00e1n\u00edm mohou m\u00edt \u010detn\u00ed lid\u00e9 ve finan\u010dn\u00ed t\u00edsni probl\u00e9my. Kdy\u017e n\u011bkdo nem\u00e1 dost velk\u00e9 p\u0159\u00edjmy nebo je jeho solidnost zpochybn\u011bna z\u00e1znamem v registrech dlu\u017en\u00edk\u016f, je nepravd\u011bpodobn\u00e9, \u017ee by tento se \u017e\u00e1dost\u00ed o p\u016fj\u010dku snadno usp\u011bl. N\u011bkdo takov\u00fd je naopak p\u0159\u00edli\u0161 \u010dasto odm\u00edt\u00e1n. A co d\u011blaj\u00ed ti, kdo neusp\u011bj\u00ed? Zkou\u0161ej\u00ed sv\u00e9 \u0161t\u011bst\u00ed i u nebankovn\u00edch hypot\u00e9k. A aspo\u0148 tady maj\u00ed nad\u011bji. A to d\u00edky z\u00e1stav\u011b nemovitosti, kter\u00e1 tu nahrazuje jin\u00e9 \u017eadatelovy kvality.Spoust\u011b lid\u00ed tedy u\u017e nezb\u00fdv\u00e1 nic jin\u00e9ho ne\u017e americk\u00e1 nebankovn\u00ed hypot\u00e9ka. Ale jak m\u016f\u017eete sami zjistit, nen\u00ed to proto, \u017ee by to byla \u0161patn\u00e1 p\u016fj\u010dka. To tedy v\u016fbec ne.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pen\u00edze jsou pot\u0159eba","item":"https:\/\/www.palstav.cz\/penize-jsou-potreba\/#breadcrumbitem"}]}]